Your Mortgage
Made Easy!

  • FHA/USDA/VA Loans Starting at 580+ Credit.
  • 640+ Credit Averaging 21 Days from submission to Clear to Close.
  • 500+ Credit Eligible with 10% Down Payment.
  • Jumbo Loans Up to 89.99% LTV (10% Down).
  • Double Wide Manufactured Homes OK!

Get Started
Banner composite image Banner composite image 2 Banner composite image 3 Banner composite image 4

Low Rates + Quick Close
Welcome to the official site of Rapid Rate Mortgage. We are a full-service mortgage company based in Pensacola, FL, and serve the entire state of Florida. We can close your loan in as little as 10 days, with interest rates too low to advertise.  Contact us for a personalized quote!

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | Jumbo

Contact Rapid Rate Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Contact Us
Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Find Loan Products We Offer

No matter what type of loan you need, we're with you every step of the way. Let us find you the perfect loan to go with it.

Purchase a Home


Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance your Home


We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!.

Apply Now


Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.


Average Loan Approval Period


Customer Satisfaction Rate


Average Closing Time

Have any question about us?

Don't hesitate to contact us

Contact Us