No Origination Fees!

Welcome to Rapid Rate Mortgage. We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

First Time Home Loans in Pensacola, FL

Welcome to the official site of Rapid Rate Mortgage. We are a full-service mortgage company based in Pensacola, FL. We specialize in First Time Home Loans in Pensacola, Pace, Milton, and Cantonment. We also serve the surrounding cities in Escambia County and Santa Rosa County. Whether you are buying a home or refinancing in any of these zip codes: 32501, 32502, 32503, 32504, 32505, 32514, 32533, 32526, 32570, 32571, and 32583. We can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | Jumbo

What makes Rapid Rate Mortgage unique is that we offer the following niche programs as well: down payment assistance, zero down loan, and low credit mortgage.

Contact Rapid Rate Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Get Your Mortgage Questions Answered Today!